Privacy Policy

What does Common Cents Credit Union do with your personal information?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:


When you are no longer our member, we continue to share your information as described in this notice.


How?

All financial companies need to share members’ personal information to run their every day business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Common Cents Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Common Cents Credit Union share?

Can you limit this sharing?
For our everyday business purposes - such as to process
your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureas		 Yes No
For our marketing purposes -
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes -
information about your transactions and experiences		 No We don’t share
For our affiliates’ everyday business purposes -
information about your credit worthiness		 No We don’t share
For our affiliates to market to you. No We don’t share
For our non-affiliates to market to you No  We don’t share


Questions?

Contact us at (409)842-5233 or (409) 296-1071, or write us at:
Common Cents Credit Union
P.O. Box 20396
Beaumont, Texas 77720


What we do

How does Common Cents Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

For Mobile Services:

We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or for in-store transactions).

 

How does Common Cents Credit Union collect my personal information?

We collect your personal information, for example, when you:


We also collect your personal information from others, such as credit bureas, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:


State laws and individual companies may give you additional rights to limit sharing


Definitions

Affiliates

Companies related by common ownership and control. They can be financial and nonfinancial companies.

Non-affiliates

Companies not related by common ownership and control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.