Checking & Savings Rates
Checking Accounts
| Balance | Dividend Rate | APY1 |
|---|---|---|
| Balances up to $25,000 | 3.00% | 3.00% |
| Balances over $25,000 | 0.20% | 3.00% to 0.76% |
| All balances if qualifications aren't met | 0.01% | 0.01% |
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| Balance | Dividend Rate | APY1 |
|---|---|---|
| All balances | 0.05% | 0.050% |
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Savings Accounts
| Balance | Dividend Rate | APY1 |
|---|---|---|
| Balances up to $25,000 | 1.00% | 1.00% |
| Balances over $25,000 | 0.20% | 1.00%-0.36% |
| All balances if qualifications aren't met | 0.01% | 0.01% |
| Term | Dividend Rate | APY1 |
|---|---|---|
| 6 Month CD | 0.30% | 0.30% |
| 12 Month CD | 0.65% | 0.652% |
| 30 Month CD | 0.85% | 0.854% |
| Term | Dividend Rate | APY1 |
|---|---|---|
| IRA 18 month | 0.80% | 0.803% |
| IRA 24 Month | 0.95% | 0.955% |
1 APY = Annual Percentage Yield. Rates effective as of 10/1/2020. Fees may reduce earnings.