Convenient checking with a low monthly service fee that's easy to eliminate!
Choose to make monthly fees disappear with Common Checking – a convenient account that offers plenty of free services and access to surcharge-free ATMs.
Reduce the $4 fee by doing activities that make banking easier – including using your debit card and receiving e-statements. Or get rid of the fee entirely as long as you maintain a balance of $10,000 or more.
- Low $4 monthly service fee
- Easily reduce or eliminate your fee
- No per-check charges
- Access to surcharge-free ATMs
- Free Visa debit card
- Free online banking and bill pay
- Free mobile banking
- Free e-statements
- No minimum opening deposit required
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Make Your Monthly Fee Disappear!
When you do the following transactions and activities in your Common Checking account during each Monthly Qualification Cycle, your monthly service fee of $4 will be reduced as follows until the fee is retired for that corresponding Statement Cycle:
- 25¢ for each debit card purchase greater than $10 that posts and settles
- $2 if you are enrolled in and agree to receive e-statements
- $4 if you maintain a minimum daily account balance of $10,000
Transactions and activities may take one (1) or more days from the date transaction occurred to post and settle to the account.
Want a free account that earns rewards for doing similar activities? See our free Ultimate checking accounts!
Common Checking Account. To open a Common Checking you must first open a regular share membership savings account. Common Checking is a checking account with no minimum balance with the ability to reduce and retire the account's monthly service fee by meeting minimum qualifications during the account's Monthly Qualification Cycle. When you do the following transactions and activities in your Common Checking account during each Monthly Qualification Cycle, your monthly service fee of $4.00 will be reduced as follows until the fee is retired for that corresponding Statement Cycle: $0.25 for each PIN-based and/or signature-based debit card purchase greater than $10.00 that posts and settles. $2.00 if you are enrolled in and agree to receive e-statements. The $4.00 fee will be reduced to $0.00 if your choice checking has a balance of $10,000.