Insurance
Featured Rates | |
---|---|
Auto Loans | as low as 3.75% APR* |
RV Loans | as low as 5.50% APR* |
Boat Loans | as low as 5.50% APR* |
Motorcycle Loans | as low as 5.50% APR* |
Mobile Home Loans | as low as 4.50% APR* |
Credit Cards | as low as 8.90% APR* |
Personal Loans | as low as 9.00% APR* |
Protection that provides peace of mind for you and your family
The Preferred Member Auto Club is comprised of the following options available to you. Ask us how you can enroll.
Payment Protection
Payment Protection is credit life and disability insurance, which helps provide financial protection and peace of mind.
Features
Your loan balance will be reduced or paid in full in the event of your death
Your monthly payment may be covered if you become totally disabled and unable to work
Benefits
Convenient: The cost of coverage is included in your auto payment
Pays benefits in addition to any other coverage you may have
Helps pay a monthly benefit at a time when your income might be reduced and your expenses higher
Helps reduce your financial risk
Helps maintain your standard of living and protects your cash flow
Allows you to rest easier knowing you are protected
CommonCents life and disability coverage is with CSO (Central States Health & Life Co. of Omaha).
Need to Make a Claim? Click this link https://www.cso.com/login/ or scan the QR code below to access the CSO Portal where you can login in to check claim status or access claim forms.
Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection (GAP) is coverage that helps with the rapid depreciation of your vehicle.
Features
GAP may waive the difference between the primary insurance company settlement and the scheduled loan balance on the vehicle as of the date of loss.
Benefits
Convenient – The cost of coverage is included in your payment
Prevents from having to make payments on a vehicle that no longer exists
Gives you peace of mind if you qualify for flexible financing terms
Extended Warranty Collateral Coverage
Extended Warranty Collateral Coverage is the ideal solution to protect your investment and reduce out-of-pocket expenses should a mechanical breakdown occur.
Features
You choose the level of coverage desired
You choose the length of coverage and the deductible
24/7 Roadside Assistance 877-558-6684
Tire Road Hazard
Trip Interruption
Rental Vehicle Assistance
Benefits
Extend the Life of Your Vehicle
You Choose the Repair Facility of Your Choice
Worry-free Driving and Vehicle Ownership
Protection for Your Second Largest Investment…your vehicle
Convenience – The cost is included in your auto payment.
Cancellation – You will receive a pro-rated refund of any unearned premium
We also offer Accidental Death and Dismemberment Insurance (AD & D)
Ask one of our Loan Specialists for more information.