Bank Accounts in Beaumont, TX That Put You First

When you search for bank accounts in Beaumont, TX, you are often forced to make a difficult choice. You could go with a massive national bank that sees you as a number, or a local institution that may not have the rewards and nationwide access you need.

CommonCents Credit Union is different. We are a credit union based right here in Beaumont, dedicated to our community. That is why we designed our Ultimate Checking Accounts to give you the best of both worlds: the personal service of a local partner and the powerful, rewarding features of a national institution.

Stop Paying for Your Money. Start Getting Paid

Forget the high monthly service fees and low-to-no returns. Your checking account should work for you. At CommonCents CU, our high-value checking accounts are free, with no monthly service charges and no minimum balance requirements.

You just have to choose how you want to be rewarded: High Interest or Cash Back?

1. Ultimate Cash: For the Savers</h3>

This account is perfect for members who keep a healthy balance and want to see it grow. The Ultimate Cash checking account functions like a high-yield savings account, paying you exceptionally high dividends on your checking balance up to a specific cap.

• Best For: Members who carry a higher balance.

• The Benefit: Earn a competitive APY (Annual Percentage Yield) on your money.

How to Qualify: Simply make 12 debit card purchases (min $10), enroll in e-statements, log in to online banking, and set up one direct deposit or ACH per cycle.

2. Ultimate Cash Back: For the Spenders

If you use your debit card for everyday purchases, this account reimburses you. The Ultimate Cash Back checking account allows you to earn generous cash back on qualifying debit card purchases each month.

• Best For: Members who use their debit card frequently for gas, groceries, and dining.

• The Benefit: Earn a percentage of cash back on your debit card purchases (up to a monthly limit).

• How to Qualify: Meet the same easy qualifications—12 debit card purchases (min $10), e-Statements, online banking login, and one ACH/Direct Deposit.

And just like all our Ultimate accounts, it’s free checking, even if you have an off month and do not qualify for rewards.

Bank Anywhere, Anytime. Yes, Anywhere.

One of the biggest worries about switching from a big bank is ATM access. We have solved that. While other local institutions might limit you to a small network, our Ultimate Checking accounts give you true financial freedom.

• Nationwide ATM Refunds: Use any ATM nationwide. If they charge you a fee, we will provide you with refunds for those ATM fees nationwide (up to a monthly limit) when you meet your account qualifications.

• Full Digital Access: Manage your accounts 24/7 with our free online banking, deposit checks from your phone with free mobile banking, and cut the clutter with free e-statements.

The Big Bank Alternative with a Beaumont Heart

CommonCents CU is not just in Beaumont. We are a part of the Beaumont community.

We're Your Neighbors

When you need to speak with someone face-to-face, we are here for you. We are proud to serve our members from our Beaumont branch. Come and visit us.

CommonCents CU Beaumont Branch

595 IH 10 N

Beaumont, TX 77706

What It Means to Be a Member, Not a Number

As a credit union, we operate differently from a bank. We do not have outside stockholders to pay. We answer directly to our members: you.

This means our profits are returned to you, our members, in the form of better rates, fewer fees, and the powerful reward accounts you see on this page. When you succeed, we succeed.

Can I Join? Yes. It's Easy.

You do not need to be part of a special group to join the CommonCents family. Our field of membership is open and simple.

• Residency: If you live, work, worship, or attend school in Jefferson or Chambers County, you are eligible to become a member.

• Family: You can also join if an immediate family member is already a CommonCents CU member.

Find Your Perfect Beaumont Bank Account Today

Stop compromising. You do not have to choose between a local institution you can trust and a powerful, rewarding bank account.

Get the best of both worlds: a free checking account in Beaumont, TX, that pays you back, refunds your ATM fees nationwide, and comes with the full support of a local team that knows your name.