Mastercard® Credit Card

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Choose the Card That Fits Your Life

Low rates, strong security, and options that put you first. Choose from classic benefits or rewarding perks. Find the card that matches your goals.

CommonCents Credit Card

Enjoy the flexibility a credit card offers and the credibility of a world-recognized brand, Mastercard®. The obvious perk of having a credit card with competitive rates is the flexibility to buy what you need when you need it. Bonus: you’re not just spending… you’re building credit while you do it.

  • Flexibility to pay for purchases

  • Build good credit for future loans

  • Competitive pricing

  • No annual fees

  • Easily make purchases in-store or online

  • Accepted worldwide

  • Different card options available 

CommonCents Rewards Credit Card

Introducing our new Rewards Credit Card, now featuring the ScoreCard® Bonus Points Rewards Program. This new card is designed to thank you for your loyalty by rewarding you every time you spend.

How the Rewards Work:

With the new Rewards Credit Card, you’ll earn 1 point for every $1 spent. Points can be redeemed for a wide variety of rewards, including:

· Thousands of items from the ScoreCard® merchandise catalog

· Gift cards, digital downloads, and exclusive experiences

· Travel perks including airline tickets, hotel stays, cruises, and rental cars – with no blackout dates

· Monthly statement credit redemptions

· Discounts at the pump at BP Fuel Rewards locations

· Stockpile – Redeem points for actual stock in popular companies

· Daily prize drawings, charitable donations, and more

· ScoreMore – Earn bonus points and receive special deals when you shop with participating merchants

Make the Switch – It’s Easy and Free!

There is no fee to transfer your current CommonCents Credit Card to the new Rewards card. This card comes wiht a different interest rate, so new disclosures will need to be signed.

To request your card upgrade, simply contact us by any of the following methods:

1. Visit one of our branch locations

2. Email us at kdavis@commoncentscu.com

3. Call our Lending Team at 409-842-5233

Credit Card Payments

Payment address for mail-in payments:

PO BOX 4521
Carol Stream, IL 60197-4521

*Please use your Mastercard credit card number when remitting payments. 

Report a Lost or Stolen Card

Members can call (800) 528-2273 after hours to report a lost or stolen debit card.

eZCard

Managing your Mastercard® credit card is as easy as signing in online. Visit eZCard to view your account, make payments, receive billing statements, and more. 

Go to eZCard