Holiday Skip A Pay Rules:

• A $30.00 non-refundable processing fee per skipped payment per loan applies

• Loan Payments cannot be skipped within the first six months following the origination date

• You may only skip 6 monthly payments during any calendar year, which includes skip a payment requests and loan extensions

To qualify:

• Eligibility is subject to Credit Union approval

• Must be in good standing

• All loan payments must be current

• CommonCents Credit Card (if applicable) must be current and within limit

• Loans must not have any active disability claims, or legal / collection proceedings pending

• Offer is not available on mobile home loans, Christmas loans, vacation loans, credit builder loans, short-term loans or credit cards.

Other restrictions and exclusions may apply.

*For November Skip Requests, application must be submitted by October 25 at 5:00p.m. For December Skip Requests, application must be submitted by November 22 at 5:00p.m.