Personal Loans

Featured Rates
Auto Loans as low as 4.25% APR*
RV Loans as low as 5.50% APR*
Boat Loans as low as 5.50% APR*
Motorcycle Loans as low as 5.50% APR*
Mobile Home Loans as low as 4.50% APR*
Credit Cards as low as 8.90% APR*
Personal Loans as low as 9.00% APR*

Whether it's for home improvements, a personal project, or paying for higher education, a personal loan can provide funding for those pressing needs.

Leave your savings account alone and turn to your local credit union to finance that next expense. We work to offer low rates with affordable payment plans to our members.

Because we service loans in-house, you can expect smooth processing and quick decisions. Talk to a CommonCents Credit Union lender about our easy application to get started.

  • Personal loans to cover a number of important needs

  • Keep your savings and emergency funds intact

  • Competitive rates

  • Affordable payment plans

  • In-house servicing for better efficiency

  • Local service right here, in Southeast Texas

Signature Loans

A Signature Loan doesn't require collateral, just another benefit of being a member of our credit union. Find out if you qualify.

  • Personal loans to cover a number of important needs

  • No collateral necessary

  • Keep your savings and emergency funds intact

  • Competitive rates

  • Affordable payment plans

  • In-house servicing for better efficiency

  • Local service right here, in Southeast Texas

Mastercard® Credit Card

The obvious perk of having a credit card with competitive rates is the flexibility to buy what you need when you need it.

Enjoy the flexibility a credit card offers and the credibility of a world-recognized brand, Mastercard®. The obvious perk of having a credit card with competitive rates is the flexibility to buy what you need when you need it. What most people don't think about is that you're building good credit, too.

Good credit is essential for prime rates on future loans. We offer different types of credit cards for different needs, from the same world-recognized brand: Mastercard®.

  • Flexibility to pay for purchases

  • Build good credit for future loans

  • Competitive pricing

  • No annual fees

  • Easily make purchases in-store or online

  • Accepted worldwide

  • Different card options available 

Payment address for mail-in payments:

PO BOX 4521
Carol Stream, IL 60197-4521

*Please use your Mastercard credit card number when remitting payments. 

Report a Lost or Stolen Card

Members can call 800.528.2273 after hours to report a lost or stolen debit card.

eZCard

Managing your Mastercard® credit card is as easy as signing in online. Visit eZCard to view your account, make payments, receive billing statements, and more. 

Important Notice: Payment Processing Fees through Propay

Please be aware of the following processing fees for payments processed through the Propay system:

  • Personal debit card or ACH payment: A flat fee of $4.95 per transaction.

  • Commercial debit card: A fee of 2.95% of the transaction amount.

Thank you for your understanding. If you have any questions, please contact us at 409-842-5233.