Insurance

Featured Rates
Auto Loans as low as 3.75% APR*
RV Loans as low as 5.50% APR*
Boat Loans as low as 5.50% APR*
Motorcycle Loans as low as 5.50% APR*
Mobile Home Loans as low as 4.50% APR*
Credit Cards as low as 8.90% APR*
Personal Loans as low as 9.00% APR*

Protection that provides peace of mind for you and your family

The Preferred Member Auto Club is comprised of the following options available to you. Ask us how you can enroll.

Payment Protection

Payment Protection is credit life and disability insurance, which helps provide financial protection and peace of mind.

Features

  • Your loan balance will be reduced or paid in full in the event of your death

  • Your monthly payment may be covered if you become totally disabled and unable to work

 Benefits

  • Convenient: The cost of coverage is included in your auto payment

  • Pays benefits in addition to any other coverage you may have

  • Helps pay a monthly benefit at a time when your income might be reduced and your expenses higher

  • Helps reduce your financial risk

  • Helps maintain your standard of living and protects your cash flow

  • Allows you to rest easier knowing you are protected


    CommonCents life and disability coverage is with CSO (Central States Health & Life Co. of Omaha).

    Need to Make a Claim? Click this link https://www.cso.com/login/ or scan the QR code below to access the CSO Portal where you can login in to check claim status or access claim forms.  

Guaranteed Asset Protection (GAP)

  • Guaranteed Asset Protection (GAP) is coverage that helps with the rapid depreciation of your vehicle.

Features

  • GAP may waive the difference between the primary insurance company settlement and the scheduled loan balance on the vehicle as of the date of loss.

Benefits

  • Convenient – The cost of coverage is included in your payment

  • Prevents from having to make payments on a vehicle that no longer exists

  • Gives you peace of mind if you qualify for flexible financing terms

Extended Warranty Collateral Coverage

Extended Warranty Collateral Coverage is the ideal solution to protect your investment and reduce out-of-pocket expenses should a mechanical breakdown occur.

Features

  • You choose the level of coverage desired

  • You choose the length of coverage and the deductible

  • 24/7 Roadside Assistance 877-558-6684

  • Tire Road Hazard

  • Trip Interruption

  • Rental Vehicle Assistance

Benefits

  • Extend the Life of Your Vehicle

  • You Choose the Repair Facility of Your Choice

  • Worry-free Driving and Vehicle Ownership

  • Protection for Your Second Largest Investment…your vehicle

  • Convenience – The cost is included in your auto payment.

  • Cancellation – You will receive a pro-rated refund of any unearned premium

We also offer Accidental Death and Dismemberment Insurance (AD & D)

Ask one of our Loan Specialists for more information.